The Fed Left Rates Unchanged on July 29 and Here Is What That Actually Means for Mortgage Rates

The Fed Left Rates Unchanged on July 29 and Here Is What That Actually Means for Mortgage Rates

Fed holds rates but mortgages don't follow directly. Jason Stier explains what buyers should focus on now. ...more

mortgage

July 31, 20263 min read

There Is No Such Thing as Timing the Housing Market and Here Is What Actually Works Instead

There Is No Such Thing as Timing the Housing Market and Here Is What Actually Works Instead

Time in market beats timing the market every time. Jason Stier explains why waiting is costing you now. ...more

mortgage

July 27, 20263 min read

A Slower Mortgage Market Creates Real Buyer Opportunity and Walkability Is Now Driving Decisions

A Slower Mortgage Market Creates Real Buyer Opportunity and Walkability Is Now Driving Decisions

Less competition, more leverage, walkability matters. Jason Stier explains what buyers should focus on. ...more

mortgage

July 21, 20263 min read

VA Offers Are Not Difficult When Structured Correctly and Here Is What Realtors Need to Know

VA Offers Are Not Difficult When Structured Correctly and Here Is What Realtors Need to Know

VA myths cost agents deals. Jason Stier explains how the right lender makes VA offers win every time. ...more

mortgage

July 21, 20263 min read

How the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why the Peace Deal Is Bringing Relief

How the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why the Peace Deal Is Bringing Relief

Oil at $68, 10yr Treasury easing. Jason Stier explains why VA buyers should stay ready to act now. ...more

mortgage

July 03, 20263 min read

New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What That Means for Buyers

New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What That Means for Buyers

VantageScore 4.0 counts rent and utility payments. Jason Stier explains who benefits and by how much. ...more

mortgage

July 03, 20263 min read

Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Smart Homeowners Are Choosing It

Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Smart Homeowners Are Choosing It

Keep your low rate, tap equity with a HELOC. Jason Stierexplains why second liens are surging now. ...more

mortgage

July 03, 20264 min read

Stop Trying to Predict Rates and Start Using the Negotiating Power You Actually Have Right Now

Stop Trying to Predict Rates and Start Using the Negotiating Power You Actually Have Right Now

Higher for longer signal after June Fed meeting. Jason Stier explains why buying now makes sense. ...more

mortgage

July 03, 20263 min read

76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smart Way to Use It

76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smart Way to Use It

AI shops fast but misses nuance. Jason Stier explains why combining AI and a loan officer wins deals. ...more

mortgage

July 03, 20263 min read

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